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Maryland Workers Compensation Attorneys > Maryland Personal Injury FAQs > What happens if the other driver involved in the accident is not insured or has minimal coverage?

What happens if the other driver involved in the accident is not insured or has minimal coverage?

Video Transcription:

If you’re involved in an accident and the other driver has either no coverage or minimal coverage, you’d want to make a claim against your insurance policy under the uninsured or underinsured motorist provision. In that case, you could recover the full policy from the at-fault driver, and then you would potentially recover the difference between your policy limits and that at-fault driver’s policy limits.

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