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Workers’ Compensation: What if I Have Two Jobs?

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In order for you to receive workers’ compensation benefits, you must be able to prove that your injury was an “accidental personal injury arising out of and in the course of employment,” according to the Maryland Workers’ Compensation Commission. But that is not all. Employers and insurance providers usually put up quite a resistance when it comes to paying out benefits, even to workers who have been able to clearly show the extent and cause of their injury or workplace illness. Additionally, further measures may complicate your specific situation. One of the many complications regarding workers’ compensation in Maryland is the issue of an employee working multiple jobs. After all, 7.8 million Americans, representing 5.2 percent of the workforce, hold down two or more jobs, according to USA Today. What if you get injured at one job and are unable to work at that job, receive benefits, but have a different full time or part time job? Do you get benefits from that employer as well? Can that other employer terminate you for missing work? Below are some commonly asked questions that clients with multiple jobs have when they suffer a workplace injury or serious illness.

Can I Be Terminated From Either Job if I Receive Workers’ Compensation Benefits?

While an employer cannot lawfully terminate you for receiving workers compensation benefits or missing time off work due to a work-related injury, unfortunately the same does not apply to an employer who is not being held to the laws of workers’ compensation. What that means is that, if you are hurt at job A and receive workers’ compensation benefits from job A, your position may be safe but your position at job B, where you did not suffer a workplace injury, is not safe. Assuming that that employer is not responsible for paying any workers’ compensation benefits, they are free to fire you without repercussion. While unfortunate for you, the reasoning behind this is that employer B should not be held responsible for a workplace accident that they had no hand in creating or being responsible for.

Can I Receive Benefits From Two Employers?

Generally, you will only be able to receive workers’ compensation benefits from the job where you suffered your workplace accident or illness.

Reporting Your Other Job

It is important to report your other job to your attorney and the employer from whom you wish to seek workers’ compensation benefits. You can receive up to two thirds of your average weekly wages, or the maximum state-set level for the current year, in wage replacements. However, if you are found working at your other job while you collect temporary total disability or even temporary partial disability, for example, you could face serious repercussions. It is vital to let your employer, and your attorney, know about your other job from the beginning to avoid complications down the road.

If You Were Injured at Work, Call an Attorney at Once

The Anne Arundel County, Maryland attorneys at Frame & Frame are here to help you receive the workers’ compensation benefits that you deserve. Call us today at 410-255-0373.

Resources:

wcc.state.md.us/Gen_Info/WCC_Benefits.html

usatoday.com/story/money/2016/10/17/job-juggle-real-many-americans-balancing-two-even-three-gigs/92072068/

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