What are probate assets?
Probate assets are any assets solely in the decedent’s name at the time of his or her death. Assets that have beneficiaries designated would not go through the probate process and would not be considered probate assets. Those would include insurance proceeds, CDs, annuities, or retirement accounts, or any other type of account that has a beneficiary named. Otherwise, all off the decedent’s assets would have to go through the probate process.