Severna Park Workplace Accident Attorney
There are approximately 2.9 million workplace injuries and illnesses every year reported by private employers, according to the Bureau of Labor Statistics. These injuries and illnesses do not include millions of other minor incidents, and the countless others that simply are not reported to the employer. In fact, OSHA believes that only half of severe injuries are even reported. In most cases, workers’ compensation should cover the injured or ill worker’s partial wage replacement as well as medical care. Workers’ compensation is a terrific, no-fault form of coverage for employees, but it does not include non-financial damages, such as pain and suffering, and it only covers partial wage replacement. This means that an employee can still suffer serious financial harm all because of an injury they did not cause and were not responsible for. However, if a third party was involved in your injury on the job, you may be able to receive workers’ compensation as well as financial compensation from that third party. Our experienced Severna Park workplace accident attorneys of Frame & Frame would be glad to explain how this process works to you during a free consultation.
Third Party Liability
In order to bring a personal injury claim resulting from a workplace injury or illness, a third party must have been responsible for causing the incident. You cannot file a personal injury claim against your employer and win unless their actions were intentional or egregious, both of which are rare. More commonly, personal injury claims are successful when brought against a third party (someone other than your employer), such as a driver who hit you while you were driving while on the clock. Examples of a negligent third party who could be sued include the following:
- Negligent driver who hit you while you were walking across the parking lot to work, while you were making deliveries on the job, or who hit you while you were working on a road construction site;
- A negligent property owner who failed to warn you about a dangerous condition. For example, you were fixing their air conditioning unit and they failed to restrain their attack dog or they failed to warn you about a dangerous set of dilapidated stairs;
- The manufacturer of a defective auto part, tool, or machinery that caused your injury.
The Added Benefits of Filing a Personal Injury Claim
Workers’ compensation covers partial wage replacement (typically up to two-thirds of your average weekly wages) as well as medical care provided by an in-network physician. Workers’ compensation can be received relatively quickly, compared to a settlement or lawsuit award, which is a benefit to an injured worker who needs to rely on workers’ comp immediately. However, damages workers’ compensation fails to cover, but a personal injury claim does cover, includes the following:
- Pain and suffering;
- Emotional distress;
- Lost earning capacity;
- Full payment of lost wages;
- Medical services not covered under workers’ compensation; and
A Severna Park Workplace Accident Lawyer Can Help Today
If you suffered a workplace accident that left you with a serious injury or illness, and you were not at fault, an attorney can help. The Severna Park accident attorneys at Frame & Frame will conduct an investigation into the negligent third party’s actions, and ensure that you are compensated for your suffering.